Terms and Conditions

By creating an account, accessing our website, or using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

Norvik Praral provides AI-backed data analysis and backtesting tools intended to help users review historical information and evaluate scenarios before making independent decisions. The Service is provided for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice, and Norvik Praral is not acting as a broker, financial advisor, or fiduciary in any capacity.

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and current.

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use or suspected breach of security related to your account.

All outputs, analyses, backtests, projections, and reports generated through the Service are based on historical and/or simulated data and are provided "as is" for informational purposes only. Past performance, whether actual or simulated, is not indicative of future results. Norvik Praral makes no representation or warranty regarding the accuracy, completeness, or reliability of any output, and you should not rely solely on the Service when making financial decisions. You are solely responsible for any decisions or actions taken based on information obtained through the Service.

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to our systems, reverse engineering our software, distributing malware, scraping or harvesting data without permission, reselling or redistributing the Service without authorization, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for any account found to be in violation of these restrictions.

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the time of purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise at the point of sale. We reserve the right to modify pricing with reasonable advance notice.

All content, software, design elements, trademarks, and materials associated with the Service are the property of Norvik Praral or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended personal or internal business purpose. No other rights are granted by implication.

The Service may incorporate or reference data, links, or integrations from third-party sources. Norvik Praral does not control and is not responsible for the accuracy, availability, or content of any third-party data or services, and your use of such third-party resources is at your own risk and subject to their respective terms.

To the fullest extent permitted by applicable law, Norvik Praral, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms or the Service shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, timely, secure, or error-free.

You agree to indemnify and hold harmless Norvik Praral and its affiliates, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may also terminate your account at any time by discontinuing use of the Service and, where applicable, following our account closure process.

We may modify, suspend, or discontinue any part of the Service at any time without liability. We may also revise these Terms from time to time; material changes will be indicated by updating the effective date at the top of this page. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Norvik Praral operates, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be updated to reflect the specific jurisdiction applicable to your business.

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

Questions regarding these Terms should be directed to Norvik Praral through the contact channels made available on our website. Please review our Privacy Policy for information on how we handle personal data.